Which insurance type pays for damage to the insured person's vehicle caused by an uninsured driver?

The correct choice, which pertains to the type of insurance that pays for damage to the insured person's vehicle caused by an uninsured driver, is uninsured motorist property damage coverage. This specific insurance is designed to protect drivers from financial loss in the event that they are involved in an accident where the other driver does not have insurance.

Uninsured motorist property damage coverage allows the insured individual to file a claim with their own insurance provider to cover the costs of repairs or replacement of their vehicle due to damage inflicted by an uninsured party. This is especially important as it secures drivers against situations where they could otherwise be left to bear the full financial burden of the damages.

In contrast, liability coverage does not provide any financial assistance for the insured's vehicle damage; instead, it covers damages the insured causes to others. Collision insurance is primarily focused on covering the insured's vehicle damages resulting from a collision, regardless of fault, but does not specifically address the issue of the other driver being uninsured. Comprehensive insurance protects against non-collision-related incidents (like theft or natural disasters) but does not deal with damages from an uninsured driver. Thus, uninsured motorist property damage is the essential coverage needed for recovery in such circumstances.